SPECIALIZED BILLING

Insurance Billing

Insurance restoration jobs are high-margin, but the paperwork is a nightmare. Chasing adjusters, uploading proof-of-loss, and navigating carrier portals can take months. HomePro's Insurance Agent automates the documentation and submission process, getting your claims approved 3x faster.

homepro.ai / billing / insurance / claims
Claims Filed
$94K
This month
Avg Processing
4.2 days
Industry: 14 days
Acceptance Rate
98%
Filed claims
CLAIMGenerating itemized report for Allstate claim #7721
SUBMTClaim submitted via carrier API — acknowledged
APPVClaim approved. $8,400 incoming within 4.2 days ✓
3x
Approval speed
100%
Document compliance
Live
Carrier sync
Auto
Photo tagging
Operational Blueprint

Claims Orchestration.

Insurance restoration jobs are high-margin, but the paperwork is a nightmare. HomePro's Insurance Agent automates the documentation and submission process on autopilot.

Assessment
Autonomous Loss Evaluation
The system ingests initial job photos. It autonomously evaluates the scope of loss against standard carrier requirements, identifying missing documentation before the adjuster even arrives.
Evidence
High-Fidelity Evidence Gathering
HomePro guides the tech through a mandatory documentation loop. Photos are autonomously tagged, timestamped, and GPS-verified to ensure 100% compliance with carrier audit standards.
Submission
Carrier Portal Orchestration
The system autonomously logs into Xactimate or Symbility. It populates the claim data, uploads the evidence packet, and submits the file with 0ms latency after the job is approved.
Settlement
Predictive Settlement Tracking
HomePro monitors the claim status in real-time. It autonomously flags overdue payments and prepares supplement requests based on actual project cost variances detected by the Job Costing engine.
Insurance Intelligence Log
TRIG New Restoration Job: Roof Loss (#CL-8821).
AUDT Scanning evidence packet... 14/14 photos verified.
THNK [REASON] Compliance Check: OK. Document readiness 100%.
ACT ACTION: Submitting to State Farm portal via Browser Agent.
CONF Claim #SF-9942 accepted. Status: Adjustment Pending.
ROI Expected Settlement: $14,250. Approval Speed: +212%.
Carrier Success: 98.4% / Compliance Score: A+
Restoration Maturity

Manual Paperwork vs. Autonomous Claims Orchestration.

Traditional Claims
  • Chasing adjusters for weeks via phone and email.
  • Rejection due to missing or blurry photos from the site.
  • Hours of manual data entry into Xactimate portals.
  • No visibility: "When is the insurance check coming?"
The HomePro Insurance Agent
  • Pre-verified evidence packets that carriers can't reject.
  • High-fidelity photo documentation guided by AI.
  • Autonomous portal submission and supplement tracking.
  • Real-time settlement dashboards for cashflow certainty.
Claim Lifecycle Management

Zero-friction recovery.

Track every claim from initial inspection to final payout. The AI ensures every required photo and line item is included before you hit submit.

homepro.ai / billing / insurance-board
Documentation
CL-8821: Roof Loss 14/14 photos verified.
Carrier Submission
CL-8822: Water Mitigation Submitted to State Farm.
Adjustment
CL-8820: Fire Repair Reviewing adjuster notes.
Payout Pending
CL-8819: Storm Damage $14,250 approved.

Built for the restoration pro.

AI Photo Compliance

The field app guides your techs to take the exact photos insurance carriers require. Our AI analyzes the photos in real-time to ensure they aren't blurry and actually show the damage before the tech leaves the site.

Automated Claim Filing

The Browser Agent logs into Xactimate or Symbility and populates the claim data directly from your job record. No manual data entry. No errors. Just fast submissions.

Adjuster Collaboration Portal

Give adjusters a secure, read-only link to view all documentation, photos, and job notes. Speed up the inspection process by giving them everything they need in one place.

Payout Tracking

Track multi-stage insurance payouts (ACV and RCV). HomePro alerts you when a check is overdue or when a supplement needs to be filed based on actual project costs.

Related features

Core Feature
Job Costing
Track your actual costs vs the insurance estimate to ensure you're maximizing profit on every restoration job.
Learn more →
Core Feature
Field App
Technicians use the app to capture carrier-compliant photos and documentation live from the site.
Learn more →
Core Feature
Invoicing & Payments
Collect the homeowner's deductible and track insurance payments until the final check is cleared.
Learn more →
How It Works

How HomePro handles insurance billing.

01
Capture
Intake

AI captures claim number, adjuster name, policy limits, and deductible from the first customer conversation.

02
Package
Document

Photos, scope, and supporting materials organized into an adjuster-ready package automatically.

03
Maximize
Supplement

AI identifies missing line items and drafts supplement requests based on current Xactimate pricing.

04
Track
Settle

Monitor payment status across all open claims, flag slow payers, and auto-follow-up on outstanding balances.

Supplement Approval
+31%
more supplements approved when using AI-generated adjuster packages
Package Time
< 45 min
to produce a complete, adjuster-ready insurance package per job
Outstanding Claims
−38%
reduction in 60+ day outstanding insurance receivables
Xactimate Accuracy
97.2%
of AI-generated line items match final adjuster approval
Owner Voices

What trades owners actually say.

"Insurance jobs used to take my office manager a full day to package. HomePro does it in under an hour."
R
Randy K.
Roofing Owner · Oklahoma City, OK
"Our supplement approval rate went from 52% to 83%. The AI finds line items we were consistently missing."
V
Vanessa C.
Restoration Founder · Dallas, TX

High-margin work shouldn't mean high-overhead paperwork.

HomePro's Insurance Billing tools automate the claims process so you can focus on building.

Start your free audit