Home Spend
What you've invested in your home this year.
On pace. $3,580 remaining for the year.
By category · 2026
Utilities
Water is up 92% on the same month last year
Worth checking15,200 gal this year against 7,900 gal last. Same month, same house — so the season isn't the explanation.
What this usually turns out to be
- A running toilet — the single most common cause, and often silent
- An irrigation head sheared off or a split line underground
- A slab leak, which shows on the bill long before it shows on a floor
- A water heater relief valve weeping to the drain
Check this first: Turn everything off in the house, then watch the water meter for ten minutes. If the dial moves at all, you have a leak — and that one test tells you more than a plumber's first visit.
Book someone to lookUsage, month by month
Twelve months of water in gal. Anything more than a third above the same month a year ago gets flagged.
What it costs to just keep going
Standing costs, before a single thing breaks.
- Property taxEscrowed with the mortgage$6,100 /yr
- Homeowners insuranceRenews in April$2,340 /yr
- House cleaning$180 /mo
- Lawn & yardLuis, every other Tuesday$160 /mo
- HOA dues$285 /qtr
- Pest control$48 /mo
- Alarm monitoring$34 /mo
- HVAC service plan$220 /yr
Together with $8,420 of repairs and improvements, this home has cost about $23,284 so far this year. Standing costs are 64% of it — the part that doesn't feel like spending because nobody ever decides to do it.