Plan Ahead
What's likely to cost you money, and what it costs to get ahead of it.
Heavy rain expected Thursday
Thursday, 2–3 inches overnight
- Clear the gutters and check the downspouts run away from the houseview
- Move anything off the garage floor that shouldn't get wet
- Photograph the exterior now — it's the before shot if you need to claim
- Check the sump pump actually runs
Built from what's actually on your property — you won't be told to drain a system you don't have.
What we'd watch
Water Heater is 10 years old
Worth doing nowThings like this last around 11 years, and it's in the garage — it drains away from the house, which limits the damage.
Refrigerator coverage ends in 47 days
Keep an eye on itAnything that's been misbehaving should be raised while it's still covered. A claim a week early is paid; a week late isn't.
Standby Generator is 34 days past its service date
Keep an eye on itSkipped services are the cheapest thing to fix and the most common reason equipment dies early.
3 things have no service history yet
Keep an eye on itElectrical Panel, Dishwasher and Irrigation System. No history usually means they've been fine — but it also means we're guessing about their condition rather than knowing it.
Things that expire quietly
None of these are on anyone's calendar, which is exactly why they bite at the worst moment.
3 items may never have been registered with the manufacturer
Plenty of warranty claims are refused for want of a registration that takes four minutes. Worth confirming while the cover is still live.
Check themContractor licences and insurance certificates aren't tracked
A certificate that lapsed between the quote and the work means an injury on your property becomes your liability. Ask for a current one before work starts, every time.
Your peopleInside your health score
92 out of 100, averaged across everything we know about, weighted by how much of the house each system covers. A score is only worth having if you can see what's behind it.
Your water heater is 10 years old, which is what this reflects.
Your roof is 8 years old, which is what this reflects.
Your irrigation system is 7 years old, which is what this reflects.
All 2 are well within their expected life.
All 2 are well within their expected life.
Your upstairs hvac system is 4 years old and well within its expected life.