Consumer financing on every estimate.
Worth how much?
+12% close rate. +13% average ticket. Most contractors leave this revenue on the table because their software does not surface a financing option to the homeowner. Command does, by default.
From enabling consumer financing on every estimate -- automatic. No new leads. No marketing spend. Just unlocking buyers who do not want to write a check on the spot.
- ✓Enabled on every estimate by default · homeowner sees monthly payment option alongside total
- ✓Soft-pull prequalification · no impact on credit score · 12-second flow
- ✓Approved homeowners accept the estimate and finance in the same flow · no second visit
- ✓You get paid in full · the lender takes the receivable risk
- ✓Works across every trade · roofing · HVAC · solar · remodels · all-cash and financed
“Let me think about it” means cash flow.
67% of homeowners who stall on a $5K+ job cite monthly cash flow as the concern -- not the total price. When you only present a lump sum, you are asking them to solve a problem your software could have already solved.
The average homeowner who stalls waits 18 days before deciding. By then, 72% have gotten at least one competitive bid. Financing removes the stall before it starts.
What the homeowner actually sees.
The entire financing flow happens inside the estimate. No redirect. No separate application. No friction added to the close.
Branded PDF lands in their inbox or on their phone. Total: $4,800.
Same screen: 'Or finance from $127/month. See options.' No searching, no asking.
Name, address, last 4 of SSN. No hard pull. No credit impact. Results in seconds.
12, 18, or 36-month options. They see monthly cost vs total and decide on the spot.
Financing approved plus job accepted together. You get notified. Work is booked.
Financing uptake by trade.
How often homeowners choose financing when offered, and average financed job size. Uptake is consistently higher than contractors predict.
You get paid in full. Always.
The lender pays you the full job amount upfront. The homeowner repays the lender over time. You take on zero receivable risk.
of applicants qualify for at least their requested amount across Command lender partners
typical range depending on the rate offered to the homeowner -- fully recouped through close rate lift on most jobs
you receive full job payment from the lender -- the homeowner repays the lender, not you
financing approved and job accepted in the same estimate flow -- no second appointment needed
Get your personalized breakdown.
Your numbers above, plus trade-specific uptake data, lender comparison, and a 12-month projection. PDF in your inbox.
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About contractor financing.
Stop losing the homeowner who wants to buy.
The “let me think about it” objection is almost always cash flow. Financing fixes it.